The future of cards in Africa: Cards or A2A?

​Africa’s payments landscape is at an inflection point: Will Africa’s everyday payments run on cards or account-to-account (A2A) rails?

​In this friendly debate, Miden (being represented by Ini-obong Udoh) will make the case for cards, while Ebanx (being represented by Wiza Jalakasi) will argue for A2A. We’ll explore the strengths, limitations, economics, and future potential of each model across Africa’s rapidly evolving payments ecosystem.

​Expect strong opinions, healthy disagreement, and a lively conversation about which rails will ultimately win. Disagreements welcome!

​Moderators: Marge Ntambi & Tayo Akinyemi