SC Ventures Lab Crawl Panel 3 | The Infrastructure Gap of Going Digital: Why MSMEs Still Struggle to Go Digital

​While digital banking and embedded finance have transformed how consumers access financial services, MSMEs particularly in emerging markets, remain largely excluded from this wave of innovation. The issue is not access to accounts or wallets but it is the absence of integrated infrastructure that meets their specific needs: working capital, distribution, marketplace visibility all in one place.

​This panel delves deep into how market participants are tackling this overlooked gap by building foundational digital rails for MSMEs in Southeast Asia and explores why digital inclusion does not automatically translate into economic empowerment and what it takes to design fintech for the real constraints of the global economy.

​Organized by Labamu, our all-in-one digitization platform empowering small businesses to streamline operations, reach more customers, and access financial services seamlessly

​Speakers:

• ​Niels Mærkedahl Chairman, Bueno.money

• ​Markus Prommik CEO & Co-Founder, Finfra

• ​Emmanuel van de Geer, CEO & Founder, Labamu

• ​Megha Gupta, Funds & Investment, SC Ventures (Moderator)