Christmas on Credit: Spend Smarter, Start 2027 Stronger
Christmas on Credit: Spend Smarter, Start 2027 Stronger
Christmas is expensive enough. Your credit decisions shouldn't cost you well into the new year.
From credit cards to Buy Now Pay Later, it's easier than ever to spread the cost of Christmas. But are you making the most of credit, or creating financial commitments that could follow you into 2027?
Join The Credit Clinic for a practical, interactive workshop designed to help you understand credit, make smarter spending decisions and avoid common financial pitfalls this festive season.
What you'll learn
Credit Cards & Buy Now Pay Later: Understand how they work, what they really cost and how they can affect your credit profile.
Smarter Credit Decisions: Learn how to assess affordability, manage credit utilisation and make informed borrowing decisions.
Avoid Common Pitfalls: Understand the mistakes that can lead to missed payments, additional charges and damage to your credit history.
Start 2027 Stronger: Explore practical ways to manage your financial commitments and build healthier credit habits for the new year.
Optional Deep Dive: CCJs, Defaults & Adverse Credit:
For those who want to go a step further, this additional session explores:
How CCJs, defaults and missed payments affect your credit file.
The difference between satisfied, unsatisfied and removed CCJs.
Understanding your options when dealing with adverse credit.
Common misconceptions about rebuilding your credit profile.
Available as an optional ticket upgrade.
Who is this workshop for?
Whether you're planning your Christmas spending, regularly using credit cards or Buy Now Pay Later, working towards a future mortgage, or simply looking to improve your financial knowledge, this workshop is for you.
Make informed decisions today that your future self will thank you for.
*This session will be recorded and sent to ticket holders after.*
This workshop provides general financial education and information, not personalised financial, debt or legal advice.