FinWell Summit 2026
How do we design financial services, products and interventions that lead to better financial outcomes?
A new pension product, an AI-powered adviser or a more accessible investment platform can create real opportunities for customers and financial institutions alike. Their success, however, depends on how well they help people make informed decisions and improve their financial lives.
On 2 December, 250+ leaders from finance, employers and regulation will gather at Backfabrik Berlin for the FinWell® Summit 2026, where HoFT will unveil the German Financial Wellbeing Score as part of its 2026 Monitor, exploring what the findings mean for financial products, customer outcomes and business performance.
We won't reveal the findings ahead of the Summit. But the implications reach well beyond a single number.
What’s on the programme:
FinWell Score 2026: First presentation of the FinWell Score for Germany and selected cities.
Main-stage discussions: Financial Advisory 2.0, Behavioural Design, “Do banks earn more when customers are financially healthier?”, and Gen Z × Behavioural Design.
6 deep-dive masterclasses: Practical sessions from the bAV opt-out playbook, Altersvorsorgedepot to AI in financial advisory across three parallel rooms.
FinWell Wealth Award: Celebrating people and solutions shaping a financially healthier economy.
Networking: Meet fellow operators, find partners for your future project, and celebrate the year.
Speakers
Prof. Dr. Tabea Bucher-Koenen (ZEW Mannheim), Milos Spiridonovic (Deutsche Bank), Martin Daut (quirion AG), Thomas Matis (KPMG), Dr. Susanne Grohé (Annerton), Dr. Sebastian Schaefer (House of Finance & Tech Berlin), Prof. Dr. Tim Kaiser (RPTU Kaiserslautern-Landau), Thomas Soltau (Smartbroker), Andreas Bermig (bonify), Santiago Louro (N26), Fabienne Lindner (CRIF Deutschland), Carsten Gern, Oliver Preisendörfer, Thomas Steinmeyer, Edgar Neves (Infront), Robin Binder (NAO) and Marc Karkossa (DYNO). More speakers will be announced soon.
Agenda
08:15 · Registration and arrival
09:00 · Welcome and framing
09:10 · Opening keynote: Germany’s national financial education strategy, the policy perspective
09:30 · Release: the new German Financial Wellbeing Score
09:50 · Panel 1: Do banks earn more when customers are financially healthier?
10:45 · Presenting Partner keynote
11:05 · Panel 2: Financial Advisory 2.0, on AI, advisory costs and trust
12:00 · Panel 3: Savers into Investors, 30 days before the Altersvorsorgedepot
12:35 · Lunch and networking
13:35 · Masterclasses, round 1: three parallel sessions
14:55 · Masterclasses, round 2: three parallel sessions
16:15 · Presenting Partner keynote
16:35 · Closing panel: Gen Z: Anxious, Digital, Unreached? × Behavioural Design
17:10 · FinWell® Wealth Award: jury verdict and ceremony
17:40 · Winter networking, food and drinks included
Who this is for
Banks measuring customer outcomes
Employers and bAV decision-makers
Fintechs building advisory and wellbeing products
Regulators and legal counsel
Product teams working on nudging, AI advisory and debt prevention
Event details
📅 Wednesday, 2 December 2026 · from 08:15
📍 Backfabrik Berlin · Main Stage Clinker, Saarbrücker Str. 36A
Language: English
🎟️ €350 until 1 November · €450 until 1 December · HoFT members: Complimentary admission. Find your ticket in your inbox!
Interested in becoming a member? This might be the right moment — fill out the form here.
Explore the full programme: here.
Register above to confirm your seat.