Flow-Through Shares + RRSP Alternatives | Advanced Tax & Corporate Planning Series
Smarter Tax & Capital Strategies for Incorporated Business Owners
You’ve worked hard to build your corporation. The next question is whether your capital is working just as hard for you.
For many incorporated professionals and business owners, traditional RRSPs are no longer the most effective way to reduce taxes or build long-term wealth. Contribution limits, future taxable withdrawals, and a lack of corporate integration often create friction as income grows.
This session explores advanced strategies that enable business owners to minimize personal taxes and deploy excess corporate capital more effectively.
As part of our Advanced Tax & Corporate Planning Series, this event is designed for those ready to move beyond basic planning and into integrated tax, investment, and estate strategies.
📝 What You’ll Learn:
How to use your existing corporate and personal structures to:
🔑 Use Flow-Through Shares to reduce high personal income tax.
🏠 Evaluate RRSPs vs. alternative tax strategies for high-income earners.
💰 Leverage corporate-owned whole life insurance to:
Store surplus corporate cash tax-efficiently
Create long-term, tax-advantaged growth inside the corporation
Enhance estate value and liquidity for shareholders and families.
📊 Understand how these strategies work together as part of a coordinated planning framework, not in isolation.
🏗️ Identify suitability, risks, timelines, and planning considerations
This is an educational session focused on decision-making and structure, not product illustrations.
👥 Who Should Attend?
This session is best suited for individuals who:
Own an incorporated business or professional corporation
Consistently pays significant tax
Have retained earnings or surplus cash inside their corporation
Feel constrained by RRSP limits or traditional investment approaches
Are thinking about long-term wealth, succession, or estate outcomes
Want clarity before making large financial decisions
Why This Matters?
When personal tax planning and corporate capital planning are treated separately, opportunities are often missed.
When coordinated properly, Flow-Through Shares, RRSP alternatives, and corporate-owned whole life insurance can work together to:
Reduce tax drag
Improve capital efficiency
Strengthen long-term outcomes for business owners and their families
👨💻 Meet the Experts
Bilal Kathrada, CPA, CA — Principal, Clearline CPA
Specializing in income tax and succession planning for Canadian owner-managed businesses, Bilal leverages nearly 20 years of experience to help business owners structure and optimize their tax and transition strategies.Carl Brodie, CFP® — Chief Financial Planner, Stone Owl Family Office. A recognized leader in tax-efficient wealth planning for incorporated professionals, Carl helps clients integrate personal and corporate strategies to maximize growth, preserve capital, and plan for succession.
Shaun Rickerby, CFP®, CIM®, FCSI® — Senior Portfolio Manager & Senior Investment Advisor, TD Wealth Private Investment Advice
Shaun works primarily with high-net-worth individuals and families ($750K+), providing disciplined, holistic wealth management and portfolio strategies to simplify complex financial decisions.
🥘 Dinner Will Be Served:
A curated menu featuring fresh salads, premium protein entrées, and seasonal vegetables from our catering partners.
🎟️ Reserve your seat now — and start building a legacy that lasts.