A Fiduciary Framework for Managing Employer Healthcare Programs

​A Fiduciary Framework for Managing Employer Healthcare Programs
Presented in connection with the HR Florida Conference

​Employer liability for healthcare plan decisions is no longer theoretical... it's being litigated. ERISA lawsuits are naming plan sponsors and their advisors for fiduciary failures in vendor selection, PBM oversight, and plan governance. And most employers don't realize their exposure until it's already a problem.

​This one-hour session is your wake-up call (and your roadmap).

​We'll distill the core concepts of a comprehensive fiduciary framework into a practical, no-fluff overview. You'll walk away knowing exactly how ERISA and the Consolidated Appropriations Act of 2021 define fiduciary responsibility for employer-sponsored health plans, what real plan sponsors got wrong (and paid for), and what a structured governance process actually looks like in practice.

​This session also serves as the perfect primer for our Pre-Conference Workshop at HR Florida 2026. If this hour sparks something (and it will), the workshop is where we go deeper.

​Whether you're an HR leader managing a self-funded plan or quietly wondering if your current advisory relationship is actually working for you: this session is for you. We will show you where the compliance gaps are, what questions you should be demanding answers to from your broker, and why the status quo may be your single biggest liability.

​Register now. Because the best time to get compliant was last year. The second best time is this session.

​SHRM:
Ethos Benefits is recognized by SHRM to offer professional development credits (PDCs) for SHRM-CP® or SHRM-SCP® recertification activities.

​​​HRCI:
Ethos Benefits is approved to offer HRCI® recertification credits for this program. This program has been approved for 0.5 - 1 HR (General) recertification credit(s) toward aPHR®, PHR®, SPHR®, and GPHR® certification.