Beyond Transactions, Toward Trust.

​How more human financial services can better serve everyday life in Oman

​As digital finance continues to evolve in Oman, the real opportunity is not just about faster transactions or smarter technology. It is about trust. It is about creating financial experiences that feel simpler, more accessible, and more relevant to the people using them every day.

​Terrace Talks Oman brings together leaders from across the ecosystem for a conversation on what it takes to build more human financial services in a fast-changing market. From accessibility and customer confidence to digital adoption and everyday utility, this session will explore how financial platforms can move beyond functionality and create real value in people’s lives.

​Hosted by Beyond ONE and Friendi Pay, this edition of Terrace Talks is designed as an open, insight-led discussion rather than a product pitch. The focus is on the bigger picture: how businesses, platforms, and partners can help shape a more inclusive and trusted financial future in Oman.

​Expect a candid panel discussion, audience Q&A, and the chance to connect with peers across fintech, digital services, commerce, and customer experience.

6:30 PM - 7:00 PM. Arrival and registration

​7:00 PM - 7:05 PM. Opening and welcome

​7:05 PM - 7:50 PM Moderated panel discussion

​7:50 PM - 8:10 PM Audience Q&A

​8:10 PM - 8:45 PM Networking

​Panelists
Tawfiq Mohsin Al Lawati, CEO, Friendi Pay Oman
Stephane Berton, Managing Director, Talabat Oman

​Aziz Dhiyab CEO, HAL

​Additional speakers to be announced

​Moderator
Naser Al Kharouf Regional Chief Sales Officer MEA - Beyond ONE

​Location: Beyond One Oman Ghala Height Complex | Second Floor | Ghala Heights | Muscat, Oman

Guests may park in the B1 parking area of the mall. Our team will be stationed on the Ground (G) Level at Office Entrances A and B to assist with building access.