The New Credit Stack: Personalized Lending, Embedded Finance, and Stablecoins

​Credit is being rebuilt—quietly, quickly, and permanently.

​As economic pressure deepens and the K-shaped economy stretches further apart, traditional lending models are showing real cracks. Deposit- and payment-focused institutions are leaving revenue on the table, while fintechs and forward-leaning banks are redefining how credit is originated, priced, and delivered.

​In this webinar, we’ll break down the new credit stack and what it takes to compete in 2026 and beyond.

​What we’ll cover:

• ​How to kickstart an embedded lending practice with the right fintech partners

• ​Practical steps and best practices for launching embedded credit programs

• ​Why sponsor banks focused only on deposits and payments are missing a massive lending opportunity

• ​Preparing for rising credit losses in 2026: understanding the K economy and its impact on portfolios

• ​Why personalized credit products are winning—and will be essential—not optional

• ​Real-world examples of personalized lending in action

• ​Where stablecoins intersect with lending, and what that means for credit infrastructure going forward

​If you’re thinking about lending strategy, embedded finance, or the future of credit risk, this session will give you a clear framework for what’s coming—and how to get ahead of it.