

How Your Cyber Risk Impacts Your Insurance Cost
Your security posture can shape your cyber insurance coverage and cost.
Underwriters evaluate your security controls, risk profile, and potential exposure when determining your policy terms and premiums.
This session breaks down what happens after you submit an application, what underwriters look for, and how security controls can influence coverage and cost. It will also examine the business impact of a security loss and how to strengthen your cyber risk profile.
Key Takeaways
What happens to your application after you submit it and what underwriters evaluate.
Which security controls can influence your policy terms and premiums.
What a security loss can mean for your business.
How your security posture affects how insurers assess your risk.
How to improve your cyber risk profile.
Who This Is For
Founders and business owners growing technology and regulated companies.
Senior and executive leaders looking to understand and strengthen their cyber risk profile.
Startups and companies applying for or renewing cyber insurance.
Businesses in fintech, healthtech, SaaS, payments, and other security-sensitive industries.
Speakers
Michael Smith — Co-Founder & CEO, Threat Unknown
Michael Smith is the Co-Founder and CEO of Threat Unknown. He previously worked as a security engineer at Amazon and Robinhood, protecting millions of users and billions in transactions, with earlier roles at RBC and Unity Health Toronto. His background spans threat modeling, penetration testing, and AI/LLM security. He holds the OSCP and AWS Certified Solutions Architect credentials.
Keelan Lothian-Williams — Co-Founder & Sales/Business Development Lead, Threat Unknown
Keelan Lothian-Williams is Co-Founder and Sales & Business Development Lead at Threat Unknown. He brings six years of risk management and underwriting experience across Property & Casualty lines at Travelers Insurance, Progressive Insurance, and Berkley Meridian. He also served as a Logistics Officer and Captain in the U.S. Army Reserve for over a decade.
Details
Date: November 11, 2026
Time: 1:00 - 2:30 PM ET
Location: Virtual - link shared after registration
Register
Register to understand what underwriters look for, how security controls can affect your coverage and premiums, and what a security loss could mean for your business.
About Threat Unknown
Threat Unknown helps startups and growing companies automate security through AI agents that build security roadmaps, address gaps, and help teams stay ready for customer security reviews, insurance renewals, and audits. Founded by ex-Amazon and Robinhood security engineers after building and operating infrastructure to protect millions of users and billions in transactions.