What Lenders Look for: Understanding Credit Readiness & Financing Options
About this Event
Securing capital is one of the most significant hurdles for any growing business. To get the "Yes" you need, you have to understand the language of lenders before you ever submit an application.
Join us for the March edition of DCSTW Workshop Wednesday, where we dive deep into the mechanics of credit readiness and financing. This session is designed to pull back the curtain on the underwriting process, helping you identify common gaps in your profile and strengthen your financial standing.
In this session, we’ll cover:
The Underwriting Blueprint: What lenders actually look for regarding cash flow, financials, and liquidity.
Credit Readiness: Understanding global debt and how to position your business as a low-risk investment.
Financing Options: Navigating the different types of capital available to find the right fit for your stage of growth.
Avoiding Common Pitfalls: How to spot and fix the gaps that lead to application denials.
The Speaker
Rashard Todd Vice President & Business Community Manager, Citi National Bank
Rashard Todd is a seasoned financial leader dedicated to supporting the growth of emerging and established businesses. A former Division I collegiate athlete, Rashard brings a competitive focus and disciplined leadership style to his work at Citi National Bank.
Beyond his corporate role, Rashard is deeply committed to financial empowerment. He serves on the board of Stocks in the Future, providing financial literacy to middle school students, and collaborates extensively with regional chambers of commerce and Small Business Development Centers (SBDCs) to lead capital readiness sessions. Rashard holds a bachelor’s degree in sociology and is currently completing a graduate program in counseling with a focus on addiction and mental health.
About Citi National Bank
Citi National Bank is committed to providing the resources, capital, and expertise needed to help small businesses thrive and communities grow.
Agenda
12:00 PM: Welcome & DCSTW Intro
12:05 PM: Presentation by Rashard Todd
1:00 PM: Interactive Q&A
1:25 PM: Closing Remarks
Registration Note: This is a virtual event. A Zoom/Luma link will be provided to all registered attendees prior to the start of the session.