Uzbekistan: Central Asia’s Emerging Fintech Hub
A private, invitation-only networking event bringing together Uzbekistan’s leading fintech companies, investors, financial institutions, technology companies, policymakers and international partners to explore the opportunities emerging from Uzbekistan’s rapidly developing fintech ecosystem.
The event will provide an opportunity to learn about the biggest fintech companies from Uzbekistan and connect with industry leaders, including representatives of UZUM, PAYNET, PAYME, OSON, APEX BANK, ATMOS and the FinTech Association of Uzbekistan.
The event is organized by the FinTech Association of Uzbekistan, with the support of the Central Bank of Uzbekistan, GFTN, and the Embassy of the Republic of Uzbekistan in Singapore.
Key Themes
Uzbekistan’s fintech ecosystem and market opportunities
Investment opportunities in Uzbekistan’s financial technology sector
Uzbekistan as a gateway to the Central Asian fintech market
Singapore–Uzbekistan business and investment partnerships
Companies Participating:
UZUM
Uzum is Uzbekistan's largest national digital ecosystem and the country’s first technology unicorn, currently holding a pre-money valuation of $2.3 billion. It provides integrated e-commerce, banking, and fintech services to over 20 million monthly active users roughly half the country's population.
PAYNET
Paynet is the leading digital payment ecosystem and cash-acceptance network in Uzbekistan. Founded in 2005, it serves over 20 million users across the country, bridging the gap between cash and digital finance. The company processes millions of transactions monthly through three primary channels: Mobile App, Physical Network, Core Services & Ecosystem, Bill Payments, Fintech & Investments: gold investment options, and a legal crypto wallet.
PAYME
Payme is a leading digital payment platform in Uzbekistan that serves over 10 million registered users. It operates as a dominant player in the country's online payment system market. P2P Transfers, Utility & Bill Payments, Contactless Merchant Payments.
OSON
OSON is a prominent fintech company and online payment ecosystem founded in Uzbekistan in 2016 by Brio Group.
Here are the key details about the platform. Core Functions: It operates an e-wallet and mobile banking app supporting multi-currency balances (specifically Uzbek soum and Kazakh tenge). Scale and Reach: Headquartered in Tashkent, OSON has grown to over 2.8 million registered users. Under its "OSON Borderless" strategy, it has expanded its footprint across Central Asia and the MENA region with offices in Dubai.
APEX BANK
Apex Bank is a next-generation digital commercial bank operating in Uzbekistan. The Bank offers Uzbekistan's first Uzcard credit card (up to 100 million UZS limit with a 55-day interest-free period), Visa Infinite (metal card), and various Visa and Humo debit/credit cards.
ATMOS
Atmos is specializing in processing electronic transactions and providing payment infrastructure for businesses. Core Services: Internet acquiring, online payment processing, split payments (BNPL), and automated invoicing for e-commerce. Licensing & Security: Licensed as a official payment organization by the Central Bank of the Republic of Uzbekistan. It is certified under the PCI DSS 4.0.1 international standard, ensuring high-level security for cardholder data.
FINTECH ASSOCIATION OF UZBEKISTAN
Fintech association of Uzbekistan is the community working directly with the fintech market and associations across 20+ countries. It offers a range of supports for the local and international companies including: market research, financial inclusion, regulatory discussions, market entry and expansion, education, investments and startup initiatives.