Xapo Talks: Banking for a borderless lifestyle
Xapo Talks: Banking for a borderless lifestyle
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Record numbers of entrepreneurs have achieved global mobility. Business owners run companies, tax residency, team members, and customer bases with none of it tied to one country. The bank account is one critical layer that is often still pinned to wherever you happened to be living when you opened it.
Join Xapo Bank for a live session with Hessel, who has formed more than 150 companies across 60-plus jurisdictions for internationally mobile founders and long-term Bitcoin holders. Hosted by Robert Baggs, Head of Content at Xapo Bank, the conversation discusses the four things that should inform the jurisdiction of your money: does it travel with you, is it properly protected, does it survive a move and your death, and can you use it without unwinding it? The conversation will be anchored in real client case studies.
What we will cover:
One relationship that travels with you: why banking early in your relocation plan, and the sequencing trap where you need the account for the residency and the residency for the account.
What a local account gets you, and what it does not: what breaks first when the business is international but the banking is local, from clients who will not wire to a new jurisdiction to invoices arriving in stablecoins.
Dollars and Bitcoin in the same place: the benefits of one USD balance across SWIFT, SEPA and SEPA Instant, Faster Payments, ACH and Wire, funded in USD, GBP, EUR, USDT or USDC and auto-converted on arrival. Bitcoin held with Xapo VASP over standard and Lightning.
Two licences, one place: which legal entity actually holds your dollars, which holds your Bitcoin, and exactly what is protected. Eligible USD balances are covered by the Gibraltar Deposit Guarantee Scheme up to the US dollar equivalent of £120,000 per member. Bitcoin is held 1:1, segregated under Xapo VASP.
Continuity when you move again: the benefits of building an enduring banking relationship with a trusted partner.
Institutional custody versus self-custody: an honest read on who each approach suits, and where self-custody fits in a structure that has to hold up in front of a regulator or a bank.
Leveraging your capital: your credit history does not cross borders with you. Xapo offers Bitcoin-backed lines of credit for pre-approved members up to 40% LTV, with collateral that never leaves the Vault, and a metal card usable in over 100 countries with no FX fees or spreads.
We want to hear from you. Submit your questions on relocation, jurisdictions or getting properly banked when you register and we will bring them into the live Q&A.
Event details
Date: Wednesday, 7 October 2026
Time: 4 PM (UTC+1)
Location: Live on Zoom (the Zoom link will be shared with approved guests).
Register below to save your spot.
About the panel
Hessel Broekstra, Hessel and Partners. Hessel advises internationally mobile entrepreneurs and high-net-worth individuals, family offices, and entrepreneurs on company formation, residency and cross-border structuring, with more than 150 companies formed across 60-plus jurisdictions.
Robert Baggs, Head of Content, Xapo Bank, and host of Xapo Talks.
Have an idea or collaboration suggestion? Email us at events@xapo.com
About Xapo Bank
Xapo Bank has served the global Bitcoin community since 2013. We provide a dedicated BTC platform for both Retail & Institutional clients via our regulated Bank and VASP entities, headquartered in Gibraltar. Our Xapo platform allows for i) on / off ramp services via a USD bank account, ii) a regulated BTC-only custodian backed by leading MPC technology, iii) the ability to borrow USD against BTC collateral, and iv) a suite of BTC yield products. Xapo Bank is viewed as one of the pioneers of BTC-denominated financial and wealth products, and we are committed to focusing on driving new BTC-denominated products and services for our global Bitcoin community.
Disclaimer:
Banking services are provided by Xapo Bank Limited, which is regulated as a Credit Institution by the Gibraltar Financial Services Commission (Permission No. 23171). Crypto services are separate and are provided by Xapo VASP Limited, which is regulated as a Distributed Ledger Technology Provider by the Gibraltar Financial Services Commission (Permission No. 26061).
Your USD deposits are protected by the Gibraltar Deposit Guarantee Scheme (GDGS). The protection covers up to the USD equivalent of GBP 120,000. Please note that the example amount in Dollars may vary slightly depending on the exchange rate at the time of any claim. *Bitcoin deposits are not covered by the Gibraltar Deposit Guarantee Scheme.
When we use terms like "guaranteed", "protected", or "secure" regarding crypto, we are referring only to our technical and operational security features. These terms do not imply any form of government deposit protection or regulatory financial safeguard for your crypto assets.
Loans are issued by Xapo Credit Limited (Company No. 124075), authorised as a Moneylender and registered as a Creditor with the Gibraltar Financial Services Commission under local consumer credit laws.
This service is not available to residents of the United Kingdom. Bitcoin-backed borrowing cannot be accessed in this region. As with all crypto assets, your capital is at risk. There is a risk of total loss in the value of your Bitcoin. Only borrow what you can afford to lose.
Xapo Bank does not provide tax advice. You are responsible for following all tax laws, reporting your earnings, and paying the correct taxes to your local authorities. Please look for independent tax advice if you are unsure of your obligations. Xapo Bank is not responsible for your tax payments or calculations.
The products and services shown in this email can change at any time. This email is for information only and does not form a binding agreement. Before you sign-up or commit to a service, please always check the latest terms and details in the Xapo Bank app or on our website to ensure you have the most up-to-date information.
Approved by Xapo Bank Limited on 24.09.2026.