FiBAN Case Hearing: NOMI (Online)

​NOMI is building the behavioural underwriting MGA for insurance: a daily-updating risk score read from open banking transaction data and health app from phone, targeting Europe's 30M+ self-employed a €15BN market where gig and platform work grows 15% a year. Incumbents price this segment on age, postcode and a few demographics alone. Two 37-year-olds in the same Helsinki postcode pay the same €52/month whether their real risk differs 4x

• ​Analysed 100,000+ real bank transactions across 150 beta users, surfacing a 4× spread in behavioural risk that demographic pricing cannot see,

• ​Built the scoring engine and reached that proof point entirely on founder capital -> €0 raised to date,

• ​Insurance co-founder brings 20 years at Howden and If P&C with direct reinsurer relationships; CEO has raised and scaled before.

• ​Nordea's launch of behaviour-linked cover in Finland confirms both consumer willingness and Nordic regulatory feasibility,

• ​Pre-seed funds the Fiva MGA licence, app launch, reinsurance capacity and first 500 policies inside 12 months.

​€350K pre-seed open at €2.75M pre-money

​Join us online to hear from the founder, lead investors ask your questions and get the answers. No strings attached. If you find your next investment case here, great! If not, on to the next one!

​Agenda:
- Intro by founders (5-10min)
- Latest progress from company (5-10min)
- Lead/committed investor comments (3min)
- Q&A (20-30min)

​This is a FiBAN investor event, outside participants allowed with strong referrals.