Importance of Inheritance Planning—How To Ensure Your Life’s Efforts Live On
ABOUT THE SESSION: This session brings together WisdomCircle and Yellow’s shared belief that life’s work should continue to create impact—both during one’s lifetime and beyond. Most people focus on building wealth but far fewer plan for how their legacy will be carried forward. This session introduces a simple, structured approach to inheritance planning—helping individuals ensure that their assets, intentions, and values are passed on with clarity and ease. Led by Nikhil Varghese, Co-founder of Yellow, the session will simplify concepts like Wills and Trusts, address common misconceptions, and highlight how thoughtful planning can significantly reduce the burden on families during difficult times.
KEY TAKEAWAYS: ● Why Inheritance Planning is an essential step in financial planning ● The importance of having a Will—regardless of age or wealth ● Common myths (Nominee vs Legal Heir, family understanding vs legal validity, etc.) ● The difference between Wills and Trusts—and when to consider each ● How to create a simple, legally valid Will ● Yellow's options for guided, senior-friendly ways in making this process easy
ABOUT THE SPEAKER: Nikhil Varghese Co-founder & Chief Domain Officer, Yellow Nikhil is a Chartered Accountant with two decades of experience in estate and inheritance planning. He has led this practice at leading firms such as EY, PwC, and 360 ONE Wealth (formerly IIFL Wealth), where he served as Regional Head for South India. Over his career, Nikhil has advised families on protecting and transferring assets worth thousands of crores, making him one of India’s foremost experts in this domain. At Yellow, he leads a team of lawyers and estate planning specialists, combining their expertise with a technology-driven platform to make inheritance planning simple, accessible, and reliable for families across India.