Keep Control of Your Business! Financing Your Startup: Options for Non-Dilutive Capital
About
Raising money doesn’t always mean giving up equity. Most founders assume selling shares is the only way to fuel growth—but there are powerful non-dilutive funding options that can help you scale without sacrificing ownership.
In this session, we’ll break down the full landscape of alternative financing available to startups, including:
Grants
Tax Credits
Bank Financing
CDFIs
Asset-Based Lending (ABL)
Merchant Cash Advances (MCA)
You’ll walk away with a clear understanding of which options might fit your business, what investors won’t tell you about debt vs. equity, and how to use your company’s growth as leverage to access capital.
If you’re planning to raise in the next 12 months, this session is for you. Expect a practical, founder-friendly discussion with a special focus on Asset-Based Lending—what it is, how it works, and when it can unlock the next stage of your growth.
Agenda
12-1pm Options for Non-Dilutive Capital, Paul Ratner
1-1:30pm Q&A about Funding Breakthrough Lab, or Coaching with Natalie
Bio
Paul Ratner is the Vice President of Sales at Marble Bridge Funding Group, a non-dilutive financing firm that has supported startups and small businesses since 1997. At Marble Bridge, Paul helps founders access working capital through Accounts Receivable, Purchase Order, and Contract Financing. He has financed companies that later secured bank loans, raised Series A rounds, and achieved successful acquisitions.
Before joining Marble Bridge, Paul built his career in B2B sales, leading teams and delivering customer-focused solutions. He spent nearly two decades in the sports industry with the Golden State Warriors and PGA TOUR, where he led sales departments generating more than $100M in ARR.
Outside of his professional role, Paul serves on three nonprofit boards and previously taught as an Adjunct Professor in the University of San Francisco’s Sport Management Graduate Program.
Marble Bridge Funding Group is a strategic commercial finance partner providing funding, capital strategies, cash-flow management, and advisory services to growth-driven entrepreneurial companies. As a privately held direct lender, Marble Bridge finances growing businesses from startups to companies with over $50 million in sales, with a variety of customized programs and services.
Collateralized Lending: Accounts Receivable Financing, Asset Based Lines of Credit
Venture & Growth Financing: Non-Traditional PO Financing, Contract/Pre-Invoice Financing, Over Advance Lines of Credit,Valuation Protection for Owners
Services: AR, Management Accounting, Support, Contract Procurement Assistance, Strategic Financial Planning
Since 1997 Marble Bridge Funding Group has been working with traditional bankers, investment bankers and business brokers, CPAs, financial advisors, and local, state and federal agencies to provide capital and related financial services to our clients. We remain a visible presence in the community, assisting government and private institutions that serve small businesses.
Host
Funding Breakthrough Lab is a 501(c)(3) nonprofit pre-accelerator that helps founders strategize, fundraise, and grow their startups. With a mission to build a better tomorrow, we’ve created a thriving community of over 15,000+ subscribers where education, networks, and resources come together to unlock founder potential.
We specialize in helping early-stage entrepreneurs navigate the complexities of fundraising—whether through grants, venture capital, or alternative funding paths—while championing diversity, inclusion, and authenticity.
Founded by Natalie Pan, an engineer, community builder, and executive coach, Funding Breakthrough Lab provides the tools and support you need to move from idea to investment.
Apply now for the next cohort and gain the credibility, connections, and confidence to secure funding for your startup: fundingbreakthroughlab.org