How to Purchase Your First Home
How do you take the leap into homeownership with clarity and confidence?
Join us for How to Purchase Your First Home, a practical workshop led by Cynthia Granitto, Mortgage Specialist at BMO and Valerie Gilday, Real Estate Agent at Keller Williams Urbain.
This session will walk you through the entire process of purchasing your first home, from getting financially prepared to understanding market trends, hidden costs, and what to expect every step of the way.
Whether you’re actively looking to buy or just starting to consider the idea, this workshop will help you approach the process with insight, strategy, and confidence.
Why this matters
Buying your first home is one of the biggest financial and personal decisions you’ll ever make. Yet many first-time buyers feel overwhelmed by market dynamics, unfamiliar terms, and unexpected expenses. This workshop is designed to demystify the process, equipping you with the tools, knowledge, and questions you need to make informed choices.
You’ll leave with practical insights into financing, the Montréal housing market, and the realities of homeownership so you can plan ahead and avoid costly surprises.
About the Speakers
Valerie Gilday – Real Estate Agent, Keller Williams Urbain
Valerie specializes in helping Montréal buyers navigate today’s competitive market with confidence. She brings hands-on experience in evaluating properties, crafting offers, and guiding clients through inspections and closing. Her insider knowledge of neighbourhood trends and buyer pitfalls will help you spot opportunities—and avoid costly mistakes.
Cynthia Granitto – Mortgage Specialist, BMO
With years of experience guiding first-time buyers, Cynthia breaks down what lenders look for, how to get mortgage-ready, and what financial preparations can save you stress down the road. She’ll cover both the expected and hidden costs of ownership so you know exactly what to budget for.
Together, they’ll provide a 360° view of the buying process, leaving you prepared and supported.
Who we are:
Troisième Cercle is a private social club for women who want deeper conversations, real connections, and thoughtfully curated experiences around the city where ambition meets authenticity.
What to Expect:
5:30 PM – Arrival & Welcome
Light bites and refreshments as we gather.
6:00 PM – Workshop Begins
Step-by-step process of buying your first home
Preparing financially and getting mortgage-ready
Key residential market trends in Montreal
Costs first-time buyers often overlook
Q&A session tailored to your questions
6:45 PM – Wrap-Up & Takeaways
Leave with clarity, checklists, and practical next steps.
No Shows/Cancellations:
If you’re unable to attend, please let us know at least 48 hours in advance by emailing [email protected]. Cancellations before this deadline are eligible for a refund.