🏆 Fremont Tech Week Day 3: The New Face of Fraud
​Fremont Tech Week 2026 🏆
​​The first-of-its-kind annual civic tech event in Fremont — officially recognized with a proclamation from Mayor Raj Salwan.
​​Innovate Bay is proud to bring Fremont Tech Week to the happiest city in the US — uniting founders, industry leaders, educators, policymakers, and the broader community for a week of innovation, collaboration, and momentum.
​​Join us as we showcase the people, ideas, and industries shaping the future of Fremont and beyond.
​​Wednesday — Startups & Venture 🚀
​​Focus: Innovation, Capital, Supply Chain, Intellectual Property
​​A day for builders and backers. Founders, investors, and ecosystem leaders come together to explore what it takes to launch and scale—from fundraising and venture trends to supply chain innovation and IP strategy.
​** Workshop: The New Face of Fraud: Identity, AI, and the Next Generation of Threats
As financial institutions and fintech platforms innovate, fraudsters are evolving faster—leveraging synthetic identities, deepfakes, and AI-powered scams to bypass onboarding systems and exploit payment rails. This session explores real-world cases, including rising fraud in solar lending, and how traditional verification methods are being outpaced. Learn how to stay ahead with layered authentication, behavioral analytics, and ethical AI. Whether you're in risk, identity, or product strategy, this talk equips you with insights to protect against next-gen fraud threats.
This talk was given at the Identity and Payments Summit in Houston in March 2026. https://www.stasummit.com/speaker/lucy-chen/
Bio:
Lucy Chen is a keynote speaker, award-winning author, and leadership coach specializing in AI risk, fraud, and decision-making under uncertainty. With over 20 years of experience across fintech, banking, and data analytics, she has held leadership roles at Wells Fargo and Mosaic, where she focused on consumer lending, credit risk, and identity fraud.
​As the founder and CEO of Gifted Coaching and Gifted Books, Lucy now helps tech professionals and leaders build resilience, navigate rapid change, and lead with clarity in the AI era. She speaks frequently on leadership, risk, and the intersection of technology and human trust.
​Lucy is the author of Build Resilience: Live, Learn, and Lead and Good Moms DO Cry. Learn more at GiftedCoaching.info and IAmLucyChen.com or connect with her on LinkedIn: lucy-chen-ucla
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