Planning your year: Make space for what matters

​Most people start the year with good intentions. But by March, they’re reacting, not planning. School fees hit, the car breaks, holidays sneak up and suddenly the budget’s blown, and the goals get shelved.

​In this session, we’ll map out what you actually want from the year–whether that’s fixing your debt, taking a break, starting investing, or just staying afloat without stress. Then we’ll work it into a plan that fits your income and priorities.

​You'll come out with:

• ​A full picture of what this year’s going to ask of you, financially and personally

• ​A single, clear plan to keep your goals on track and still handle surprise costs without panic

• ​A month-by-month breakdown of what to save, what to pay attention to, and what to stop ignoring

• ​The clarity to focus on what matters and the systems to stick with it when life gets busy