First Monday with Gábor Zsarnóczi
On the 15th of September, join us for First Monday with Gábor Zsarnóczi from Ominimo!
Two years ago Ominimo had not sold a single policy. This summer it closed a Series B at a $1.6B (€1.4B) valuation led by the EBRD's venture arm, becoming one of the fastest unicorns Europe has produced — and doing it on roughly $33M of total funding while staying profitable.
Ominimo is a Hungarian-Serbian insurtech, headquartered in Belgrade-Budapest-Novi Sad. Founded in 2024 by Dusan Komar, Laslo Horvath and Dennis Weinbender, it rebuilt motor insurance from the pricing engine up: proprietary models, granular risk segmentation, automated operations. Hungary was the first market, where the company took a meaningful share of the MTPL market in year one by undercutting incumbents on price without losing money on the book.
The numbers since then are hard to argue with. Annualized gross written premium went from €26.3M in 2024 to €157.8M in 2025 to roughly €307M today — a 12x run-rate in two years. Close to a million customers across Hungary, Poland, the Netherlands and Sweden, with Belgium and Romania live this year, Spain, Italy and France next, and a US launch targeted for 2027. Zurich came in as a strategic distribution partner and shareholder at Series A. The team has grown from around 40 to 130, two-thirds of them data scientists and software engineers, including eight Mathematics Olympiad medallists.
That profile is unusual for the sector. Europe's last insurtech cycle produced expensive lessons about growth running ahead of underwriting discipline. Ominimo built the opposite case: profitable first, expand second, raise capital to accelerate rather than to survive.
Gábor Zsarnóczi is a board member and Chief Growth Officer of Ominimo Group. He joined the founders early, coming from McKinsey — as did several of the company's leaders — and has run the Hungarian and Swedish market before stepping to a group role to lead all growth related efforts.
In this First Monday session, Gábor will walk us through how Ominimo went from zero to unicorn in two years: what modern data and AI actually change in a 300-year-old industry, why they chose aggressive VC-backed growth over organic scaling when they were already profitable, how they hire and organise a company where two-thirds of the staff write code, and what it takes to launch a regulated product in a new country every few months.
If you are building in a regulated market, thinking about capital strategy, or trying to understand what an AI-native company actually looks like on the inside, this one is for you.
Schedule
6:00–6:30 Registration
6:30–6:45 Introduction
6:45–7:45 Fireside chat with Gábor Zsarnóczi
7:45–8:00 Q&A
8:00–9:30 Drinks, mingling & networking