Stablecoin Licensing: Build, Partner, or Wait?
📣 Building a stablecoin product, but still figuring out licensing?
For fintechs and payment companies, licensing is one of the biggest barriers between a stablecoin roadmap and a live product. Licensing timelines affect when teams can launch, which markets they can serve, and how they design the product.
Should you pursue your own authorization, operate through a licensed partner, or use a partner while your license application is pending?
Join Episode 14 of the Stablecoin Builder Series for a practical discussion with Utila and the launch partners of our Licensed Partner Network: Fipto, CoinGate, Balance, and Surus.
We’ll examine how product, compliance, and operations teams can assess the right model for their activities and target markets.
What we’ll cover:
How to decide whether to seek your own license or work with a licensed partner
What a partner’s authorization covers, and which responsibilities remain with the product team
Using a partner while an application is pending, when entering a new market, or as an ongoing model
How licensing choices shape payment, payout, custody, and treasury workflows
What to consider when choosing a partner across the EU, US, and Canada
How to plan a transition to your own regulatory setup while keeping the underlying infrastructure
🎤 Panel + Q&A:
Patrick Murck, CEO, Surus
Bertrand Godin, Co-founder & COO, Fipto
Vilius Semenas, CEO, CoinGate
George Bordianu, Co-founder & CEO, Balance
Moderated by: Shahar Friedman, Head of Payments, Utila
🛠️ About Surus
Surus is a full-stack financial infrastructure platform. They provide qualified custody, reserve management, token issuance, and corporate trust services for institutions and fintechs.
🛠️ About Fipto
Fipto is a leading payment infrastructure provider leveraging blockchain technology to provide fast, secure, and compliant payment solutions. With a commitment to innovation and regulatory adherence, Fipto aims to transform the way companies handle transactions, ensuring efficiency and reliability in the digital age.
🛠️ About CoinGate
CoinGate is a crypto payments platform for businesses. Companies use it to accept crypto and stablecoin payments, settle funds in fiat or crypto, send payouts, and manage balances from one regulated account.
🛠️ About Balance
Balance is Canada's largest digital asset custodian. Built for institutions to custody, manage, and access digital assets seamlessly.
🛠️ About Utila
Utila is the leading stablecoin and digital asset infrastructure platform for fintechs, banks and enterprises. Utila enables organizations of all sizes to securely manage and build on digital assets. Trusted by 350+ industry leaders, Utila processes more than $30B in monthly volume and has secured over $500B in transactions to date.