💰Understanding Funding Instruments

​Most founders know there are different ways to raise or borrow money. What they are less clear on is how those funding options actually work, what they cost, and what they require from the business in return.

​Choosing the wrong instrument, or signing one without understanding the terms, can affect your ownership, your cash flow, and your ability to raise again in the future.

​This session covers debt, equity, and convertible instruments in one place so you can understand the mechanics, tradeoffs, and implications before entering conversations with investors or lenders.

​We will cover:

​Debt Financing

​• Business lines of credit and how they work
• Traditional lending options
• Revenue-based financing and when it makes sense
• When debt is a better option than giving up equity

​Equity Financing

​• What it means to sell equity in your business
• How dilution works mathematically
• How to read a basic cap table and why it matters before you raise
• Pre-money vs. post-money valuation and how the math changes ownership

Convertible Instruments

​• What SAFEs and convertible notes are
• How they differ mechanically
• Key terms founders need to understand, including valuation caps, discount rates, conversions.
• How convertible instruments eventually convert into equity

​Session Details

​Date: Thursday, July 9, 2026
Time: 12:30 PM EST
Duration: 90 minutes
Cost: $99

​This session is live and recorded. Attendees will receive access to the recording after the event.

​Registrations are refundable in full within 7 days of purchase. After 7 days, tickets are non-refundable. If you are unable to attend, you may transfer your registration to any future Finance for Founders session by emailing [email protected] at least 24 hours before the event.