Making Money Movers - Credit Confidence

​Join us for an empowering session on how to manage credit responsibly and build a foundation for your future. We’ll dive into the mechanics of credit scores, analyze real-world statements to avoid hidden costs, and introduce the basics of long-term investing. Whether you're planning for post-secondary education or retirement, this workshop provides the tools to make your money work for you.

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​Workshop Agenda

• ​Welcome & Community Agreements

  • ​Setting expectations for a respectful and interactive learning environment .

• ​Credit Foundations (Credit 101)

  • ​Understanding the 3 C’s of Credit and the difference between secured and unsecured cards.

• ​Decoding Your Credit Score & Report

  • ​A breakdown of FICO/Vantage score ranges (from poor to exceptional) and the factors that influence them .

• ​The "Math of Debt" Deep Dive

  • ​Interactive walkthrough of a credit card statement, including APR calculations and the "minimum payment warning".

• ​Strategies for Credit Improvement

  • ​Practical tips on debt-to-income (DTI) ratios, payment timing, and why you should keep old accounts open.

• ​Long-Term Planning (LTP) & Investments

  • ​Introduction to stocks, bonds, and retirement funds, featuring the "Rule of 72" for investment growth .

• ​Closing Q&A & Resource Wrap-up

  • ​Final survey and contact information for ongoing financial support.

​Key Outcomes:

• ​Learn to read and manage your credit report.

• ​Understand how interest accrues to avoid unnecessary debt.

• ​Create a roadmap for emergency funds and future savings.

​Meet Haizel:

​Haizel McIntyre is the Founder and CEO of Making Money Movers NYC, a mission-driven organization dedicated to empowering underserved communities through culturally relevant financial education rooted in social work. A first-generation Dominican-American raised in the Bronx, Haizel’s journey from a single-parent household to becoming a licensed social worker, Certified Financial Education Instructor (CFEI), and Certified Financial Social Worker exemplifies resilience and determination.

With a Master’s degree from Fordham University, Haizel combines her background in social work with financial literacy to address systemic barriers and help individuals break cycles of poverty. Under her leadership, Making Money Movers NYC has partnered with schools, community organizations, and businesses to deliver impactful workshops and resources that foster financial empowerment.

Recognized by Inc.com, WNET, and Canvas Rebel, Haizel has been honored by the Bronx Borough President and named Ponce Bank’s Best of the Bronx - Best Financial Advisor 2024. Haizel is also a proud alumni of Communitas Ventures Cohort 9 as well as an active member of the Bronx Chamber of Commerce and NYC Women’s Chamber of Commerce, leveraging her expertise to create pathways for economic mobility.

​Fellows, please be sure to review COOP's Partner Event attendance policy here.