Refinance your bitcoin-backed loan at 7.25% APR
About the event
You borrowed against your bitcoin because you wanted to keep it. That doesn’t mean you have to keep your lender.
BLOC ReFi helps eligible borrowers move an existing bitcoin-backed loan to Roxom’s Bitcoin Line of Credit at 7.25% APR, with personal help throughout the switch. Interest accrues as simple interest on the outstanding balance and does not compound.
Keep your new credit line open for 12 months and Roxom will rebate your first month’s interest at month 12. Your line has no fixed term, no scheduled monthly payments, and no origination, prepayment or closure fees.
Why join
We’ll explain how refinancing works, review the different ways to move an existing loan, and show you what switching could save.
What we’ll cover
How BLOC ReFi works from the first conversation through funding
How collateral moves between your current lender and Roxom
How 7.25% APR and the conditional first-month rebate affect your borrowing costs
What no fixed term and no scheduled monthly payments mean in practice
How your bitcoin is held in a legally segregated account and never lent out, reused or pledged to another party
What information to have ready when you speak with the ReFi team
Direct lender payoff is available for eligible loans and is subject to review of your existing loan and your lender’s collateral-release process.
Why Roxom
Roxom is building Bitcoin Capital Markets, giving users ways to borrow against their bitcoin, earn bitcoin income, and invest without selling their bitcoin.
With BLOC, you can repay without a prepayment penalty and draw again while your credit line remains open, subject to collateral requirements.
What you’ll leave with
You’ll understand which refinancing route may fit your situation, what information is required, and how to take the next step with the Roxom ReFi team.
After the webinar, our team will be available to review individual loans and help eligible borrowers coordinate the switch.
Live Q&A
Bring your questions about the refinancing process, collateral movement, borrowing costs, custody, and BLOC terms. The Roxom team will answer them live.
Talk to us now
Call or message the ReFi team on WhatsApp:
+1 833-709-REFI
+1 833-709-7334
Or calculate your potential savings and send us your loan details:
Not available to U.S. persons. Refinancing and direct lender payoff are subject to eligibility and loan review. A 2% fee applies if collateral is liquidated. The first-month interest rebate is paid at month 12 only when the credit line remains open for 12 months.