Credit, Cocktail & Conversations

​India doesn’t have a shortage of creditworthy people. It has a shortage of ways to recognise them.

​Millions of customers hold real savings in fixed deposits but remain outside the reach of traditional credit. At Spense, we are changing that by building the infrastructure banks need to turn deposits into access—through secured credit cards and credit lines.

​But this evening isn’t about presentations, panels, or rehearsed pitches.

​Credit, Conversations & Cocktails is an intimate gathering of people shaping the future of credit: leaders from banks and NBFCs, fintech founders, product builders, card professionals, and ecosystem partners.

​We’ll exchange perspectives on how financial institutions can:

• ​extend credit to underserved but deserving customers

• ​use deposits and alternate signals more intelligently

• ​launch secured-credit products faster

• ​build sustainable credit programs without compromising risk or compliance

​Come for thoughtful conversations, candid operator insights, good food, and a few drinks.

​No stage. No sales pitches. Just the right people in the room, discussing what the next chapter of credit in India should look like.