Getting a Mortgage With Self-Employed Income
About the Session:
Self-employed buyers face unique challenges when navigating real estate financing, especially because their income isn’t a simple W-2. This session will help self-employed borrowers with practical strategies to prepare, qualify, and gain financing for purchasing property confidently.
Attendees will learn:
-How lenders assess self-employed income (what matters vs. what doesn’t). -Common financing misconceptions that disproportionately impact self-employed buyers. -How to proactively prepare financials to strengthen borrowing power. -Financing options available for primary homes and investment properties. -How to think strategically about timing and documentation needed to buy property. -How to ask your loan officer the right questions.
Outcome: Attendees will leave with a clearer idea of how to buy property as a self-employed person. Attendees will receive a general checklist of preparation steps.
Note: This is not an advertisement for services with our mortgage company. This session is for informational purposes only.
About the Host:
Shahla Fatemi and I (Dane Weinberg) will co-lead this session. I work with Shahla at SPADA Residential and Commercial Brokerage. Shahla is a co-founder of SPADA and a member of the OGC community. We are both licensed Mortgage Loan Officers in California, working primarily with first-time homebuyers that are often underserved or misunderstood by traditional lenders. Our mission and expertise lie in navigating complex income scenarios and non-traditional financial profiles.
In addition to our lending experience, we are both MBA candidates at Georgetown University’s McDonough School of Business. We both have backgrounds in finance, operations, and strategic planning.
Our work sits at the intersection of financial education, strategy, and advocacy. We’re passionate about helping the underserved approach owning property and building wealth through real estate through transparency, rather than gatekeeping.