

Safeguard Session
Account integrity is more complex than ever.
Bots have evolved into agents. Thin-file customers get flagged by systems that weren't built for them. Real users exploit promos and stack loans. And growth teams are pushing harder on conversion at the exact moment fraud teams need more friction.
Leading teams are figuring out how to respond. This session is about what they're actually doing.
Karan Gandhi (Senior Director, Credit Strategy & Fraud, Best Egg) joins Steve Craig (Head of Servicing Strategy at Prove and founder of PEAK IDV), and Mitul Parmar (CEO, Safeguard) for a live conversation on what account integrity actually looks like in 2026 and beyond.
What they'll dig into:
→ Bots vs. agents — and why the old detection playbook doesn't cut it
→ The thin-file trap — stopping fraud without blocking legitimate customers
→ Identity risk and credit risk — why they can't be managed separately anymore
→ When good customers become integrity risks — loan stacking, promo abuse, and where the line is
→ The conversion trap — less friction vs. more protection, and how to solve for both
Save your seat now!
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