Real-Time Payments & Europe’s Sovereignty Challenges.

​The future of Europe’s digital payments is about to be rewritten.

​As real‑time payment systems rise across the world, regions like India (UPI) and Brazil (PIX) have shown how instant, interoperable, national payment rails can transform an entire economy.
But Europe’s journey looks very different — shaped by fragmentation, legacy infrastructure, and a long‑standing reliance on non‑sovereign payment networks.

​Is Europe ready to take control of its payment future?

​In this live episode of our fintech podcast, hosted by Maulik Sailor (Innovify), we are joined by Robert Kiszely from Capsys, an expert deeply involved in shaping modern payment systems, including Hungary’s highly respected real‑time payments implementation.

​Robert brings decades of hands‑on experience in European payments, architecture modernization, and regulatory alignment — offering a rare, ground‑level view of what’s working, what isn’t, and what must happen next.

​Websites :

​Capsys : https://capsys.hu/hu

​Innovify : https://innovify.com/

​LinkedIn links :

​Robert : https://www.linkedin.com/in/r%C3%B3bert-kiszely-426b593b/

​Maulik : https://www.linkedin.com/in/mauliksailor/

​Innovify : https://www.linkedin.com/company/innovify/