The Digital Euro Operating Model: How Banks Can Prepare for the Next Payment Architecture
About this event
Banks have spent decades building payment infrastructures around accounts, clearing, and settlement. The digital euro changes that model fundamentally.
Rather than simply introducing a new payment instrument, it creates an entirely new operating environment: one where banks must orchestrate wallets, state transitions, compliance, liquidity, and interactions with the Eurosystem in real time, while maintaining resilience, auditability, and customer sovereignty.
This raises an important question:
How can banks prepare their payment infrastructure for the digital euro without rebuilding everything from scratch?
As the Eurosystem moves towards implementation, financial institutions face architectural decisions that will shape how they process digital euro transactions, manage offline payments, reconcile state changes, and integrate new payment rails alongside existing infrastructure.
"The digital euro is not just another payment rail; it requires a new operating model for banking."
Join Florian Bongartz from PPI AG for an exclusive Member Spotlight session exploring what it takes to build a bank-ready operating model for the digital euro.
The session will cover:
Why the digital euro requires a shift from traditional payment processing to orchestration
The role of processing layers, state machines, and event-driven architectures
Managing online and offline transactions while ensuring compliance and auditability
New approaches to liquidity management in a digital euro environment
Practical implementation strategies that enable banks to modernize incrementally while preserving existing core systems
Whether you're working on digital euro readiness, payment modernization, CBDCs, or next-generation banking infrastructure, this session will provide valuable insights into the architectural challenges and opportunities that lie ahead.
Who should attend?
The Member Spotlight Series is geared toward industry professionals, decision-makers, and stakeholders interested in practical solutions for challenges in the digital and DLT space. It’s designed for technologists, business leaders, and innovators seeking impactful solutions as well as DEA members looking to learn from and collaborate with others.
Participants of the videocast
Florian Bongartz (Senior Business Development Manager at PPI)
Moderators
Tamara Ferreira Schmidt (Executive Director, DEA)
Location and date
Location: Online. Details for the live broadcast will be sent to you on the day of the event (no prior software installation required)
Date: August 4th, 2026
Time: 17:00 - 18:00 (CEST)
Language: English
Agenda
17:00 CEST – Introduction
17:05 CEST – Solution Showcase
17:30 CEST – Strategic Discussion (with Q&A)
17:45 CEST – Industry Insights & Trends
17:55 CEST – Closing Remarks
Tickets and registration
Required via Luma; you will receive the URL for the online panel in advance.
Contact
Digital Euro Association
E-Mail: [email protected]
Web: www.digital-euro-association.de
About the Digital Euro Association
The Digital Euro Association (DEA) is a think tank specializing in crypto assets, stablecoins, central bank digital currencies (CBDC), and other forms of digital money. DEA is committed to independence in aggregating and amplifying the views of society and the furtherance of the public good through knowledge exchange, encouraging new ideas, and forward-thinking in the field of digital money. The DEA is the independent voice of citizens regarding digital money-related topics. Partnerships and collaborations are in no way an endorsement of partner ideologies, products and services, nor political regimes.
Website: https://home.digital-euro-association.de/en
LinkedIn: https://www.linkedin.com/company/digital-euro-association
X: https://twitter.com/DigiEuro
Privacy policy: By registering for this event, you agree to receive emails from the Digital Euro Association.