[Banking] Office Hour | Calvin Cheng (Royal Bussiness Bank) [SIT SV Hub Member Only]

​Office Hour｜Banking Advisory

​About the Session

​For many startups, banking decisions quietly shape what becomes possible later — long before fundraising conversations even begin.

​In the Silicon Valley ecosystem, banks are not just service providers for accounts and transfers. They are part of the broader capital and growth infrastructure, especially as companies scale beyond early stages and begin interacting with commercial banks, venture debt providers, investment banks, or structured financing partners.

​This Banking & Financial Advisory Office Hour is designed for founders and operators who want to understand how financial infrastructure actually fits into company growth — from day-to-day cash management to long-term capital strategy.

​Whether you are setting up banking operations, preparing for scale, or thinking ahead to more complex financing paths, this session offers a practical space to ask questions and clarify how the system really works.

​Topics You May Consult On

​--Opening and structuring U.S. business bank accounts

​--Cash management and transaction considerations

​--Banking expectations as companies scale

​--How banks interact with venture capital, venture debt, and later-stage financing

​--Common banking blind spots that affect growth and execution

​Who Should Attend

​--Founders operating or scaling a U.S.-based startup

​--Teams with early product-market fit preparing for growth

​--Operators managing increasing transaction volume or complexity

​--Founders who want to understand how banking fits into long-term capital planning

​Advisor

​Calvin Cheng Head of Commercial & Industrial, Royal Business Bank

​Calvin has worked across Silicon Valley’s banking and venture finance ecosystem for decades. His background spans early-stage startup banking, large U.S. financial institutions serving technology and venture clients, as well as hands-on experience as a partner in venture and growth-stage funds.

​Today, he leads nationwide Commercial & Industrial banking at Royal Business Bank, advising growing companies on how to align financial operations with long-term business and capital needs.

​His focus is not just on opening accounts, but on helping founders understand how financial institutions can — and should — work alongside their growth trajectory.

​Format

​--Pre-booked 1-on-1 Office Hour sessions

​--Confidential, off-the-record discussions

​--Practical, operator-level conversations

​Date & Time

​January 13 (Tue), 10:00–12:00 PST

​Location

​Startup Island TAIWAN Silicon Valley Hub 299 California Avenue, Suite 300 Palo Alto, CA