​Discussion Topic:

​AI agents need to pay for things — APIs, compute, data, other agents. MPP and x402 are the two most serious attempts to make that native to the web. The tradeoffs: routing logic, stablecoin settlement, developer adoption, and which stack actually survives contact with production. Two very different philosophies on where money should live in the agentic stack.

​Summary: https://docs.google.com/document/d/1k5uXOl8v3v8qbIEQqOu4SAdZNmBzNQiLVDqs12mBKiA/edit?tab=t.0 - Thanks Zoe!

​Donovan Choy: Ex journalist at Blockworks and Bankless. He's contributed to several Whitepaper Readings including leading our Agentic Finance & MetaDAO discussion.

​Zoe Li: Strategy & Partnership Lead at UR Bank, a FINMA-licensed onchain neobank she helped establish by sourcing and acquiring Fiat24. With a background in Corporate Development at Bybit and institutional partnerships at mETH Protocol, she has been at the intersection of crypto infrastructure and real-world financial flows.

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​Format

• ​10 mins silent reading to start

• ​Discussion-first, no panels

• ​Bring questions (technical depth welcomed)

• ​Short notes + key takeaways shared after the session
  
  

​About Whitepaper Reading Club

​We are a community of 800 builders, founders, researchers, in Singapore, Malaysia, San Francisco, Lagos, Bangkok, and New York. We come together in person every month to discuss the latest blockchain projects (website)

​​​​​​Bittensor - discussion (Jul 2025)

​AlpenGlow (Aug 2025)

​​​​​Summaries

​​​​​​We create detailed and easy to understand summaries for each paper (summaries) and have held 70+ sessions since June 2023, covering topics from Account Abstraction, Parallel Chains, EIPs, Bitcoin Ecosystem to AIXCrypto. We are ecosystem-agnostic, not for profit and with a strong focus on projects with technical, product or social innovations.

#Crypto