From ERP Data to Interchange: Automating Card Activation at Scale

​How banks and fintechs use ERP data and AI to turn eligible spend into activated card volume.

​Commercial card programs lose revenue not because customers do not want to use cards, but because they do not know which suppliers can be paid by card or how to switch them.

​In this 45 minute session, we will walk through a modern supplier enablement funnel used by leading banks and fintechs:

• ​ERP data ingestion to surface real payables behavior

• ​Cardability analysis to identify high confidence activation opportunities

• ​Automated supplier switching to convert insight into spend

​We will show how automation at each step increases activation rates, reduces operational friction, and unlocks incremental interchange, capped with a live demo of the full workflow in action.

​About Rutter: Unified API platform that helps banks and fintechs automate supplier enablement using ERP data. By ingesting and normalizing payables data across accounting, commerce, and payments systems, Rutter enables accurate cardability analysis and automated supplier activation to turn eligible spend into card volume. Rutter is trusted by leading B2B fintechs including Mercury, PayPal, Airwallex, Capital One, and more than 100 companies.