From Charter Approval to Operation Panel
The rules of banking are being rewritten, and fintechs are writing themselves in.
2025 has seen more bank charter applications filed than the previous four years combined. Fintechs and crypto companies that once partnered with banks are now becoming them, and the traditional institutions that served as their sponsors and custodians are starting to feel it.
But getting a charter approved is only the beginning. Most approvals come with conditions, an 18-month window, and a buildout that demands an entirely new operating mindset. The firms that make it to launch are the ones who understand what they're actually signing up for.
Join us for a candid panel discussion with a bank chartering expert, a representative from the CT Department of Banking, and a regulatory attorney as we unpack what happens after the green light:
→ Why fintechs and de novos are pursuing charters now and what banks are losing as a result
→ What conditional approval actually obligates you to do before opening your doors
→ How to sequence the buildout without burning capital or regulatory goodwill
→ What regulators look for in a pre-opening exam and what raises red flags
→ How to engage your regulator through the process without getting it wrong
Whether you're exploring a charter, deep in the application process, or advising someone who is, this conversation is for you.
This is an official event of #NYFTW26
Reach out to [email protected] with any questions!